First American Home Warranty guide to: Natural disasters, accidents and other threats to homeowners

Accidents and defects to home systems and appliances are inevitable and unavoidable. Some homes are more susceptible to sustaining damage if for instance they have children, are clumsy or lives in areas prone to natural disasters. For instance, the state of California in America is famous for its susceptibility to disastrous occurrences like wildfires, earthquakes, landslides, floods, tsunamis and storms that leave death and destruction in their wake. Other kinds of damages to homes and appliances could be from home accidents or the inevitable wear and tear of appliances from use and gage. For situations like this that cannot be prevented or even controlled, homeowners must be proactive in protecting themselves by insuring their lives and property.

What is a home warranty and why is it important?

A warranty is a guarantee provided by a manufacturer or retailer to a buyer assuring that the product or purchased good is of high quality and in good condition and will be replaced or repaired if found to be faulty within a defined period of time and under certain conditions. Home warranty specifically speaks to insuring home appliances and systems from damage or destruction caused by normal wear and tear or factory faults. It is a contract between a homeowner and a home warranty company that covers the discounted cost of repairing major home appliances and systems that sustain damage in the course of usage, accidents or unforeseen events like natural disasters. It covers problems Such as plumbing, electrical systems, and other appliances like dishwashers, vacuum cleaners, refrigerators, stoves and the likes.

It protects homeowners against expensive repairs and replacement of damaged home appliances. Maintenance bills for systems and appliances in the home can run into thousands. While it is impossible to prevent them from developing faults whether from natural causes or prolonged use, the cost of repairs can be halved by partnering with a home warranty company like First American Home Warranty that will cover half the cost and ease the financial burdens incurred by unforeseen circumstances.

Benefits of home warranty to homeowners.

1. Home warranties also indemnify new homeowners, particularly first timers, who might be unfamiliar with how their new home’s system works. They may not know how it was designed and built and how it has been maintained. The warranty protects them from damages that will likely be incurred while they familiarize themselves with their new home.
2. It offers homeowners, especially those who just depleted their savings buying a new house, an opportunity to engage in good financial planning that will enable them to regain balance after sinking so much into their homes. Potential damages have already been anticipated and taken care of beforehand and knowing that the cost for any repairs is covered by the warranty puts their minds at rest so they can focus on other parts of their lives that need their financial attention.
3. Lastly, home warranties also provide the seller or previous homeowners a measure of protection against any complaint from their buyers about defects or damages that occur after sales closes. It ensures that the seller provides warranty for any and every defect that will be transferred to the buyer of the home and protects him from being made to pay for any other that didn’t exist before he sold it.

Points to note when considering getting a home warranty plan

It is important to note however that all home warranty services are different. There are different types of plans that cover different things and these plans are defined and enforced based on the terms that both parties agree on. Any defects or damages outsides the type of plan and the terms of the agreement signed by both parties will not be covered by the home warranty company. Therefore, it is imperative that expert counsel should be sought before signing up with any company. Proper research for reviews, comparison and customer service should also be taken into consideration to ensure contentment and satisfaction with the choice of Warranty Company that is finally settled for.

Conclusion

A home warranty is truly a wise investment for any homeowner. Whether it is caused by wear and tear, factory defects, accidents, children or even natural disasters, damage to home appliances is inevitable. Instead of walking the expensive road to single handedly repair and replace, partnering with a company that provides good home warranty like first American home warranty is the perfect way to ease home maintenance burdens.

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It is imperative that everyone does their bit to help those who are most in need, be it in your local community or in the wider world. The truth is that many of us have the intention of trying to help, but never get around to it. I was most certainly guilty of this in the past and so a couple of years ago I began to make a concerted effort to dedicate more of my time to volunteering and to helping those in need. If you can’t afford to give money to a cause then you can always give up some of your time, and here are some ways in which you can do just that.

Fundraising

Local and global charities rely on the donations of people to keep doing the good work which they do. In order to get this money they rely on fundraisers to meet people on the street, knock on doors and make pone calls to inspire people to donate. This was where I started, working with the American Fundraising Foundation to drum up support and donations. There are so many charities which you can do this for so pick which cause you wish to support and get started.

Charity Stores

Another way in which charities look to make money is through their retail stores, accepting products as donations which they can then sell on to make money for their cause. Naturally they rely on volunteers to run these stores which is where you come in. No matter how much time you have to spend, be it a few hours one afternoon or an entire day once a week, these stores will be grateful for what you can do for them, and you can help them to continue to make money for their helpful causes.

Local Projects

A friend of mine runs a boxing gym which works with the youngsters in our community to teach them how to channel the aggression which they may have, and to help instill discipline, respect and values. I do not have any skills when it comes to boxing but I do have a pair of hands and I wanted to help. I now clean up, make drinks, carry equipment and just about anything else that they need. If you know of a community-based project in your area then you can speak to those who operate it and offer your support. These men and women run these projects out of the goodness of their hearts and they will bite your hand off for any support which you are able to offer them.

One on One

If you can’t commit to supporting a project or a charity then you can always support the most vulnerable in the community. I have a friend who spends an afternoon every week with an elderly lady who has nobody else who visits her. Loneliness is hard on the elderly, and with a little bit of your time you can really put a smile on their face.

The key is to make the time and spend it doing something that helps.

When preparing a home to list, most homeowners are faced with the decision of whether to stage or sell it empty. There are benefits and drawbacks associated with each option. So, homeowners must always weigh the pros and cons before deciding how to sell their properties.

Dubai property market has been growing rapidly in the recent past. There has been new off-plan projects in Dubai coming up now and then even in prime locations such as the apartment for sale in Dubai Marina or Bluewaters Residences by Meraas. Most of these properties are sold at very affordable prices and friendly payment plans.

But before you embark on your property hunting journey, you would first need to sell your current property at a profitable price. Here are the pros and cons of staging a property or leaving it empty:

Pros of staging

One of the biggest benefits of staging a house is the ability to paint a picture for the potential buyers. This is a great way to help buyers envision themselves in the home. In most cases, homeowners use comfortable sofas, beautiful mirrors and pretty decorations to conjure the interest of the buyers.

Nowadays, the majority of buyers are beginning their search online. Staging makes listing pictures look more appealing than an empty house. Since these pictures are the first glimpse potential buyers will see, it is good to make sure they look as great as possible. Also, it is extremely important to ensure the pictures are of top quality.

Cons of staging

One of the biggest disadvantages of staging a house is the cost involved. Depending on the elements used to stage the house, the staging process can cost the homeowner several thousand dollars to make the décor appealing.

Pros of selling an empty house

Just like some buyers envision themselves in a staged house, others find it easier to visualize in an empty house. Some people are just turned off by a staged house, especially if it is not done right.

Another advantage of selling an empty house is that it shows the owner has completely moved out and the home is ready to be occupied. Some buyers might be in a hurry to move in and may not have time to wait for the homeowner to vacate.

Cons of selling an empty house

On the downside, an empty house may not feel warm and welcoming as compared to a staged house.

Another big issue of selling a vacant house is that defects tend to stand out more. Some little defects such as cracks in the wall or a stain on the carpet can be concealed or distracted by furniture or décor.

Anyone on the hunt for farm land for sale in United States has a lot of work cut out for them. Finding land for sale these days isn’t difficult, but finding land within your budget, in your ideal location, and that caters to your specific needs is another story altogether.

It is a normal occurence to jump into a sale without thinking it all the way through, just because you’re in a rush or haven’t considered all the facts. These sales sometimes turn out just fine, but sometimes they lead to a lifetime of regret. This regret could be easily avoided if you ask these questions before making the investment into a piece of farm land.

Where are the farms for sale near you?

The first step is deciding on your ideal location. Finding something near you could be difficult if you are currently living in a metropolitan area with no rural areas closeby. If this is the case, you’ll have to expand your search for farms and think out of the box. Anyone willing to purchase something far from their current residence should try to find areas that are known for the most affordable plots of land, like Iowa, Arkansas, Minnesota, or Kansas.

What acreage do you prefer?

The next step is determining your preferred farm size. The best way to determine this is to think about what the land will be used for. Is this solely a residential farm where you plan to raise the kids outside the madness that comes along with city life? Or do you have a specific purpose for this investment, like growing crops or raising livestock?

What is the condition of any standing structures on the land?

If the land you are considering has any existing structures like barns, stables, or a residence, look into the condition of these structures. You need to have a thorough inspection completed on each structure that remains on the land. This will prevent you from moving into the home on the farm, just to realize that it needs an absurd amount of work in order to be liveable.

When was the last survey of the property completed?

Before any land purchase, you’ll need to have a survey completed. Just as a house needs to be inspected before a sale can become final, a plot of land needs to be surveyed. A leading civil engineering firm called Godfrey-Hoffman and Hodge says that:

“Land surveys are crucial to the process of responsible land development. They are commonly used to determine the boundaries and features of properties, to determine easements and encroachments, to develop or build on land, and to satisfy local building codes and regulations.”

What is the history of ownership of the land?

It is important to look into the land’s history and research what it has been used for in the past – as well as the success of the endeavors that have taken place on this farm. This will give you better insight into whether or not your specific purposes for the land will be successful or not.

A lot of individuals have the dream that one day their signatures will turn into much more than just signatures. The hope is that this ordinary signature transforms into an autograph, which signifies that you have become a Very Important Person. When you see how much these rare autograph items for sale are worth, you’ll understand what we mean.

The Autographed Guitar of Jimmy Page

It’s no surprise that the autograph of a rock star would make this list. Rock stars have some of the most intense and passionate groupies and fans around the world. This especially applies to Jimmy Page, the guitarist for Led Zeppelin.

The band is famous for hits like “Stairway to Heaven”, “Immigrant Song”, and “Kashmir”. Page signed his 1963 Gibson guitar, and instrument that is still functional and playable. It is now worth over $75K (as long as you have the authentic guitar and not a copycat).

A Signed Photo of Albert Einstein

Even though Albert Einstein was one of the most brilliant minds of his time, he certainly had a goofy side. There is a specific photo that represents this. A press photographer named Arthur Sasse captured a picture of Einstein on his 72nd birthday event at Princeton University. In this photo, Al is playfully sticking his tongue out to the camera.

There are many copies of this photo circulating around the world, but Einstein himself only signed two before passing away. A lot of fakers tried to recreate Einstein’s signature, but these copies are worth next to nothing. If you have one of the two originals, though, you’re sitting on about nearly $100,000.

A Baseball Signed by Babe Ruth

Baseball fans know Babe Ruth as the “Great Bambino” and the “Sultan of Swat”. This star athlete broke tons of records during his baseball career from 1914 to 1935. During these years, he signed many baseballs for avid fans, and now those authentic autographs are worth over $250,000. Consider yourself lucky if you have a signed Babe Ruth baseball, and try to hold onto it for a bit longer before cashing it in for the big bucks.

The Signed Contract of Jimi Hendrix

Just as all iconic rock stars are idolized, Jimi Hendrix is no exception. He epitomizes the concepts of love and peace, no matter your race, gender, or sexual orientation. Even though he experienced his prime in the 60s, Hendrix still remains popular to this day for his strong beliefs in love and peace.

Sadly, Hendrix died of a drug overdose in 1970 at the young age of 27. Five years before his death, he signed a contract regarding royalty rights, which is worth a small fortune of $200,000. Hendrix never got the chance to reap the rewards of his musical geniusness, but Hendrix fans in the 21st century certainly are.

The Official Acts of Congress Signed by President George Washington

This is obviously not something that the average person can get their hands on, but the most valuable autograph in the world is from George Washington when he signed the Act of Congress during his residency. This historical artifact is worth nearly $10 million and now resides in the White House’s Presidential Library.

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When planning for an event, a party or a wedding, you need to have the most colorful and eye-catching photos for your guest invitations. Whether you are looking for postcards, wedding invitation photos or save the date postcards, Mixbook stands out as the best photo book maker you will find in the photo creation industry. From the initial stage when you start your photo creation process to the last step of receiving your book, you will find the whole process smooth, convenient and experience the most exceptional customer services from this site. Here are the reasons why Mixbook.com proves to be the best photo book maker in the industry.

Ease of use

With Mixbook.com, the photo book creation process is easy and enjoyable. With the most friendly user interface software, it is easy to navigate and find all you need for the creation of your photos. Mixbook provides you with filters which include the number of photos you can add on your card, color schemes, and themes and foil options and allow you to find the type of card you need quickly. The availability of editing tools in the site also helps you in choosing a layout, background or stickers you need and insert them in your photo. Since all the keys are well labeled, you will never get stuck with Mixbook. All these features make Mixbook photo creation the most straightforward and enjoyable process.

Greatest customer services

Mixbook provides all its clients with the most excellent customer services. When you are creating your photo, there are online editors who will take you through the process by showing you the tools you need to use, help you in manipulating your photo by adjusting brightness, saturation, and contrast that enables you to create the best picture for your event. Additionally, the site has help pages with topics that range from design help to technical difficulties; thus when you need assistance, you can easily refer. When you are working on your photos, Mixbook has an online chat with customer care representatives available 24hours for the whole week. Once you have an issue, chatting with them will give you the quickest response you need. Additionally, you can use their email address which you will get answered within the shortest time possible. Customer services at Mixbook are incomparable and make your process seamless.

Convenience

Nothing is as enjoyable as being able to proceed with something smoothly without challenges. With Mixbook you are guaranteed of the most excellent convenience while working on your projects. Since their website is easy to use, you will create the best photos with an outstanding quality within minutes. They have a large variety of cards and templates to choose from thus allowing you to get a ticket for any occasion all under one roof. Once you place your order with Mixbook.com, you don’t have to worry about the delay in delivery or disruption of schedules due to unavailability of cards.

Mixbook offers three-day express shipping which includes the time for production that you can be sure to have your cards within three days after you have placed your order. Mixbook delivers its photos in less than a week. If you are in a hurry to get your book you can choose standard delivery. It does not matter what time it is Mixbook has an overnight delivery option and you can get your photos whenever you need them.

If you need the best photo book maker, don’t look anywhere else. Mixbook.com is all you need to get the perfect photos for any occasion.

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Making the smart decision to install a sauna within your home won’t just add to your home’s value, it can also enhance your physical and mental wellbeing. Saunas have been around for centuries and come in many different forms; no matter which type of sauna you choose, it will surely enhance your quality of life.

Before deciding on a top combination sauna manufacturer in North America, there are a few things to be done. Here’s what you need to do in order to find the best sauna manufacturer that meets your individual and family’s needs.

Do your research

When you picture a sauna, chances are you imagine hot rocks in the center of the room with steam and heat emanating from them. This is not an incorrect image, but it is also not entirely correct. What you are picturing is a traditional sauna, but that is just one of the many types. Another common at-home system involves an infrared heating system.

There are also steam rooms, wood-burning saunas, and electrically-heated saunas. The two most common types within a home are traditional and infrared, and you can even purchase a combination of the two. Before you make the investment, do your research on what each type of sauna entails and which one fits your vision best of all.

Read reviews from past customers

This should be done no matter what purchase or service you are in the market for. ALWAYS read what other customer have to say about the product as well as the manufacturer. This will give you a good idea of the product quality as well as how the company values customer service. We live in a day and age where it is easier than ever to find opinions and recommendations on whatever you’re hoping to buy, so utilize these opinions.

Establish your in-home sauna budget

Once again, this should be done before you buy just about anything. No matter if you want a budget-friendly or luxurious option, determine a ballpark number for how much you want to spend. This will help you to narrow down your options for top sauna manufacturers early on.

Determine the “look” you’re hoping for

Do you want a classic sauna made from dark wood? Or are you hoping for something a bit more modern? Luckily for you, there are plenty of sauna options that cater to every interior design style, so establish what you want in terms of design before you start shopping around.

Think about your intentions and goals

This might sound like a silly statement, since of course your sauna will be meant as a place for sweating and relaxing. But you need to think about your specific needs. If you have any questions about this topic, feel free to contact The Prince Arthur Herald, here.

Anyone entering the job market for the first time or making a switch in careers would benefit greatly from hiring a professional resume writer. Unfortunately, not everyone sees it as a necessity, meaning they spend much more time than necessary hunting for a job that fits the bill.

If you just graduated from college and have no idea what comes next or you just need a change from your current position, it would benefit you immensely to get professional resume writing assistance. The top services even provide a guarantee that you will find a job (usually within 90 days) or your money back. So there is essentially no risk to you in dishing out the cash for help with a resume.

Your resume will be tailored to the specific job title

Tailoring your resume to each and every job you apply for might seem like a lot of work, but it is by all means necessary. Whenever you apply for a new job, the details on your resume should be altered. This is something that a resume writing expert has experience with. These professionals know how to make you more desirable to each potential employer by catering your resume to meet the specifications of the job in question.

You might also be able to polish up on interviewing skills

Hiring a professional resume writing service could come with a few added perks. There are some services that ONLY help with resume writing, but others that provide a variety of career-related benefits. If you need help brushing up on interviewing skills or don’t have a LinkedIn profile, find a service that offers these things.

The best services guarantee success

When you browse for a service, you’ll see that some are tagged with a 90-day guarantee, or something along those lines. This not only ensures that you’ll get your money back if you don’t have success after 3 months of job searching, but it shows that theses experts are confident in their services. This can give you confidence as well, and you’ll be able to trust what they have to say.

There are resume writing services for any budget

If you just need some help with editing your resume or adding a few elements of your work experience, you can find a service for as little as $150. Something this low in cost will not have a money-back guarantee, but it is still a great way to ensure that you are putting your best resume out into the world.

There are also services that will cost up to $1500, but there’s a reason for the added expense. The pricier resume writing professionals will definitely offer a guaranteed timeline for finding as job, as well as additional services like interview coaching and career counseling.

You’ll learn valuable career-building skills

The lessons you learn from the resume writing pro won’t just help you to find a job, but these lessons could very well stay with you for life. Things like how to dress professionally for the workplace, how to knock your interview out of the park, and how to optimize your LinkedIn profile for Google searching will add value to your career for years to come.

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