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Finance tips To Test Out

In order to get on top of your finances, read and implement the finance tips listed below in order to become financially savy.

Finance tips to test out:

1. Make sure to diversify your investment portfolio

Instead of investing tens of thousands of dollars into a single business, you’re far better off diversifying your investment portfolio and spending $1,000 in a wide array of different businesses, from different industries and markets. As by diversifying your investment portfolio, you’ll be able to decrease your risk as an investor.

If you’re interested in investing, in order to increase your passive income and to be able to retire early, it’s also a great idea to invest in different types of assets instead of simply investing in property or shares alone. As an example, you may want to invest in traditional shares, ETF shares, bonds, property and international currencies.

2. Make sure to check all of your transactions on a weekly basis to make sure that there aren’t any errors

It’s a great idea to get into the habit of checking all of your transactions via your online banking portals each week, as you don’t want to be overcharged for goods or services. You may be surprised at how commonly individuals are charged for goods or services which they haven’t purchased or have been double charged by a company which they’ve shopped with.

3. Consider using cash instead of cards in order to pay for in person purchases

While it may be easier to pay for online purchases using a credit card or PayPal, if you want to be sure that you won’t blow your monthly budget when you visit local stores, simply take the money which you plan to spend out at an ATM.

As when you’ve spent the money which you’ve taken out, you’re not likely to go all the way back to another money machine to take out more money and will be far more likely to avoid impulse shopping.

To double your chances of curbing impulse shopping it’s also a great idea to leave your credit cards in your car, when you shopping. Instead of keeping them in your wallet.

4. Buy expensive items such as kitchen appliances and electronics during annual sales

The best time to purchase big ticket items such as kitchen appliances and electronics is during annual sales such as New Year’s sales and black Friday sales, when you’ll be able to purchase big ticket items for several hundred dollars less, than the recommended retail price.

So it’s well worth carefully planning out your yearly spending in order to be able to purchase all the big ticket items which your household is likely to need, during unbeatable annual sales.

Just be sure to do your research before the day of your sale, so that you know exactly what items you need to purchase, in order to avoid losing out on any unmissable deals that may be on offer. As items which are significantly discounted may be in short supply.

So there you have it, four financially savvy tips to implement into your everyday life in order to get on top of your finances!

Home and Family Tips and Tricks

If you find managing your family home a little difficult, don’t feel bad simply continue reading to discover a list of home and family related tips and tricks which will help make your life a little bit easier!

Home and family tips and tricks:

1. Make sure that your kitchen has a working fire alarm

In order to protect your family member’s lives in the event of a fire, it’s crucial to ensure that your kitchen has a working fire alarm. If there are fire alarms in other parts of your home, it’s also a great idea to check each of your fire alarm’s batteries as there’s no point having fire alarms that aren’t working properly as they won’t save your family in a fire.

2. Place a whiteboard in your home’s hallway or foyer

If some of your family members are too young to use smart phones or you don’t want to rely on technology in order to communicate with your family members, why not hang a whiteboard in your home’s hallway or foyer, which you can then use to leave messages for your family members.

As an example, you may want to tell your kids what time you’ll be home from an outing or ask your family members a question, such as if anyone has any items that they’d like purchased from your local grocery store.

3. Place a chore chart on your fridge

To make sure that each of your kids helps out around the home and that each child completes a fair amount of chores, place a chore chart on your fridge. If you don’t want your kids to see your chore chart as unfair, also make sure to include the chores which you are responsible for on your family chore chart. So that your kids understand that both adults and children need to work together in order to keep a household running smoothly.

If you anticipate that your kids will find completing the same chores each week tedious, simply switch the chores which each kid is given on a weekly basis. So that your kids won’t squabble about their chores.

4. Spend the same amount on clothes for each of your kids

Instead of treating your older children to brand new clothes and giving your younger children hand me down clothes from their older siblings, make sure to spend the same amount on clothes for each of your kids. As its not fair for some of your kids to walk around wearing brand new clothes, while their siblings get stuck wearing their cast offs.

If you’re wondering what to do with your older kids’ hand me downs, simply donate them to a local charity store. As there are family’s who will be grateful to receive the clothes that your kids have grown out of and no longer wear.

5. Take part in family activities that your kids enjoy

Once you know the type of activities that your kids love such as cycling, hiking, gaming or swimming, make sure to incorporate some of each of your kids’ favorite activities into your family’s evenings and weekends.

So there you have it, 5 awesome home and family tips, that your family will find invaluable.

Do Businessmen Make Good Politicians

Do businessmen make good politicians? If you were wondering whether successful businessmen who have proven themselves as adept decision makers make good politicians, the honest answer is that while many businessmen have the right skill sets to make great politicians, whether a politician is able to serve as a fair and just politician depends on the nature of each individual politician.

To discover some of the reasons why businessmen may make good politicians or may be ill suited to becoming politicians, simply continue reading.

Why may a businessman make a great politician?

1. Businessmen typically know how to budget well

As businessmen have to be able to budget well in order to keep their businesses afloat, businessmen are often able to budget well. Which is a skill which they can use as a politician. As often politicians have to make decisions based on budgets.

2. Businessmen are usually great negotiators

In most circumstances businessmen are skilled negotiators as they have spent countless years negotiating the best possible deals for their businesses. As an example, many businessmen find handling international relations as politicians simple as they will have years of experience under their belts, making large international business deals.

Whereas many politicians who have little or no business experience, don’t know the best way of going about negotiating international trade deals or treaties.

3. Businessmen are great public speakers

In order to become a successful politician an individual needs to be able to confidently speak infront of large groups of people. As businessmen are used to speaking infront of business conferences and pitching their business ideas to potential stakeholders, the vast majority of businessmen are confident orators and will have no problem campaigning for votes or speaking at important press conferences.

Why may a businessman make a poor politician:

1. A businessman may care more about his own ego than the people who has been elected to serve

One reason why some businessmen may not make good politicians is that some businessmen is that some businessmen are ego orientated and will become politicians not to serve the interests of the people who they have been elected to serve but to raise their own profile.

Businessmen who make great politicians get into politics for the right reason and are passionate about giving back to society by using the skills which they have accumulated as businessmen, as politician. As many of the skills which an individual acquires as a businessman can be easily transferred to a career in politics.

2. Some businessmen who become politicians may have conflicts of interests

Often businessmen who become politicians are persuaded to give up ownership of some of their businesses as in some cases businessmen turned politicians can experience conflicts of interest due to their business interests.

Even if businessmen sell of the majority of their assets they may have conflicts in interests when it comes to championing the businesses of their business associates or hiring members of their staff from their prior lives as businessmen.

In conclusion, while businessmen can make excellent politicians, whether a businessman is able to serve as an effective politician depends on the reason for their career change!

News of 2019: The Year So Far

To catch up on some of the top news stories that you may have missed, simply continue reading to the discover the top news stories of 2019.

News of 2019: The year so far

1. Australian cardinal George Pell is found guilty of sexual abuse

Australian cardinal George Pell, who was just recently one of the highest ranking officials in the Catholic Church has been found guilty of multiple sexual abuse charges, which span several decades. However Pell, has not accepted his guilty verdict and instead has demanded that he receive a retrial or that his conviction should be overturned.

2. President Donald Trump declares a national state of emergency over his highly controversial wall

US President Donald Trump started the year off by declaring a national state of emergency, which saw the federal government and the vast majority of federal services and departments closed, as Trump grew impatient with the progress of the wall which he wants built along the border between the US and Mexico.

Trumps’s wall has proved highly controversial and has divided the country as there are those who support Trump’s walls and see illegal immigrants to the US as a huge threat to national safety and there are individuals who see Trump’s wall as a waste of money or a breach on human rights.

3. A money transporter van has been ambushed in Germany

Three men have been reported to ambush a money transporter van in Germany at the Cologne-Bonn Airport, which is located in Western Germany. As a result of the ambush one guard was shot and seriously injured. The incident has marked a manhunt for the three men whose attack was captured on CCTV footage.

4. Britain prepares to exit from the European Union

2019 is a crucial year for Britain as the time has finally come for Britain to leave the European Union. In recent months, tensions have been high as Britain’s Prime Minster Theresa May hasn’t been able to negotiate the trade deals which she had hoped to sign with many of Europe’s biggest countries such as Germany and France.

While there’s no turning back from Brexit, many British citizens are still hopeful that Britain may stay part of the European Union. However, during the Brexit referendum which was held several years ago, more than half of voters were in favour of Britain leaving the European Union.

What are some of the reasons why a large percentage of British citizens support Brexit? Many individuals believe that by exiting the European Union, Britain could protect its business from competition and could stop a flood of refugees entering Britain from countries such as Syria. As in the past few years hundreds of thousands of Syrians illegally fled from Syria into European countries such as Germany and Greece.

5. 23 individuals are killed in by a tornado in Alabama

23 individuals lost their lives in a shock tornado that only gave locals 12 minutes to get to safety. In total 23 individuals who ranged in age from just 6 to 86 died as their homes were ravaged by the freak tornado. Furthermore, many individuals who survived the storm, lost their homes during the storm.

So there you have it a quick round up of some of the top news stories to hit international headlines in 2019!

Creepy Celebrities Whose Careers You Shouldn’t Support

In order to discover which of your favorite celebrities may not be as nice as they seem, simply continue reading to discover a list of creepy celebrities, who you’ll never feel the same way about, again.

Creepy celebrities whose careers you shouldn’t support:

1. Kevin Spacey

Kevin Spacey is a household name and is known for his performances in films such as “American Beauty”, “Seven”, “Baby Driver”, “The Usual Suspects”, “21” and “LA Confidential”. As well as for his role in the hit TV show “House of Cards”.

However, Spacey’s enviable acting career was recently tarnished when reports started to surface that Spacey was being questioned for allegedly abusing a multitude of young men over the course of his acting career. With many reports suggesting that Spacey may have used his position as a high profile, well established actor in order to sexually abuse young men, many of whom were minors at the time of their alleged adult.

2. Michael Jackson

Although its been years since Michael Jackson passed away, his reputation has recently come under fire again as more men have come forward saying that they were sexually abused by Jackson as kids.

While it’s unclear what really went on at Jackson’s Netherland Ranch, it has been confirmed that Jackson would often have sleepovers with young boys in his bedroom, without the boys’ parents being in the room. A fact that makes many individuals naturally uneasy.

3. Emma Roberts

While you may not expect to see the fresh faced niece of Julia Roberts feature on a list of creepy celebrities, Roberts has been found guilty of badly beating up her ex boyfriend Evan Peters on numerous occasions. In fact Roberts, who clearly has anger management issues has even hospitalised Peters on more than one occasion. Which goes to show that looks can be deceiving and that sweet looking actors and actresses can be guilty of atrocious crimes.

4. Michael Weatherly

The world was shocked when Eliza Dushku who rose to fame in “Buffy The Vampire Slayer” and the sci fi show “Doll’s House” spoke out about being fired from the CBS show “Bull”, after complaining about her male co-star Michael Weatherly’s open sexual harassment and threats.

At the time Dushku was filmed telling Weatherly to stop his harassment but when her requests were met with deaf ears, Dushku was proactive and spoke to the producers of “Bull” about her mistreatment. As a result of her openness and bravery Dushku wasn’t protected but was fired from “Bull” and eventually paid a settlement in order to keep quiet on her sexual harassment.

5. Tom Cruise

Tom Cruise is one of the most famous names to feature on our list of creepy celebrities. While Cruise may not come across as creepy he is a fervent believer in the Church of Scientology which is deemed by many as an abusive cult.

As an example many of the church’s members are manipulated into giving up their kids and the bulk of their income to the church and many members of the Scientology have been locked up in the church’s bases and have been subjected to abuse and mistreatment.

After reading a bit about the sketchy pasts of all five of the celebrities listed above, you may want to think twice before supporting their careers.

Invaluable Business Tips

If you’re looking for innovative ways to ensure that your business flourishes, continue reading to discover a few must read business tips, that will help you take your business to the next level!

Invaluable business tips:

1. Be open to learning from your clients or customers

Instead of wondering what it is that your clients or customers want, listen carefully to the feedback that your business gets from its clients and take a proper look at the comments which your clients leave on your business’ social media pages.

To get an accurate understanding of the parts of your business that your clients are currently satisfied with as well as any changes that your clients would love to see be made to your business in the long term.

So instead of dismissing comments about your business that you may see as negative, learn from the feedback which your business attracts. In particular pay attention to points that are frequently brought up by multiple clients, over points which may have only been raised by a single disgruntled client or customer.

2. Don’t copy your competition, instead find ways for your business to stand out

While you should always keep up to date with your competition’s business moves, instead of trying to play catch up and trying to copy your competition’s business moves, it’s a far better idea to try and come up with innovative ways for your business to stand out.

As an example if there is a need that your competition can’t fulfil, you should make it your business’ aim to come up with a solution to your customer’s need. As at the end of the day every service and product which your business produces, should address a need in the world, which isn’t currently being met by another business.

3. Ask for input from your employees

No one understands your business better than your employees, so it’s a great idea to ask for creative and practical input from your employees. As your employees who work on the front line of your business, won’t be short of ideas on how you can streamline your business, save your business money and better serve your business’ customers. Just be sure to fairly reward any of your employees who come up with innovative, valuable ideas.

If a particular employee is a bright spark in your business, you may even want to take things one step further by giving them a promotion as well as proffesional management or leadership training. As your business’ number one asset is its employees and its well worth taking good care of your best employees. As bright sparks whose talents go unnoticed are unlikely to keep working for the same company as their skills will be in hot demand.

4. Don’t be too hard on yourself

While it may seem as if your business has a long way to go in order to meet your business’ long term goals, chances are that your business has come a long way and that you should remember how well your business has done thus far.

So if you’re passionate about your business and want your business to flourish in the future, it’s well worth referring back to this business guide on a regular basis.

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