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FIRST AMERICAN HOME WARRANTY’S GUIDE TO INSURING HOME APPLIANCES AND SYSTEMS FROM DEFECTS AND NATURAL DISASTERS

First American Home Warranty guide to: Natural disasters, accidents and other threats to homeowners

Accidents and defects to home systems and appliances are inevitable and unavoidable. Some homes are more susceptible to sustaining damage if for instance they have children, are clumsy or lives in areas prone to natural disasters. For instance, the state of California in America is famous for its susceptibility to disastrous occurrences like wildfires, earthquakes, landslides, floods, tsunamis and storms that leave death and destruction in their wake. Other kinds of damages to homes and appliances could be from home accidents or the inevitable wear and tear of appliances from use and gage. For situations like this that cannot be prevented or even controlled, homeowners must be proactive in protecting themselves by insuring their lives and property.

What is a home warranty and why is it important?

A warranty is a guarantee provided by a manufacturer or retailer to a buyer assuring that the product or purchased good is of high quality and in good condition and will be replaced or repaired if found to be faulty within a defined period of time and under certain conditions. Home warranty specifically speaks to insuring home appliances and systems from damage or destruction caused by normal wear and tear or factory faults. It is a contract between a homeowner and a home warranty company that covers the discounted cost of repairing major home appliances and systems that sustain damage in the course of usage, accidents or unforeseen events like natural disasters. It covers problems Such as plumbing, electrical systems, and other appliances like dishwashers, vacuum cleaners, refrigerators, stoves and the likes.

It protects homeowners against expensive repairs and replacement of damaged home appliances. Maintenance bills for systems and appliances in the home can run into thousands. While it is impossible to prevent them from developing faults whether from natural causes or prolonged use, the cost of repairs can be halved by partnering with a home warranty company like First American Home Warranty that will cover half the cost and ease the financial burdens incurred by unforeseen circumstances.

Benefits of home warranty to homeowners.

  1. Home warranties also indemnify new homeowners, particularly first timers, who might be unfamiliar with how their new home’s system works. They may not know how it was designed and built and how it has been maintained. The warranty protects them from damages that will likely be incurred while they familiarize themselves with their new home.
  2. It offers homeowners, especially those who just depleted their savings buying a new house, an opportunity to engage in good financial planning that will enable them to regain balance after sinking so much into their homes. Potential damages have already been anticipated and taken care of beforehand and knowing that the cost for any repairs is covered by the warranty puts their minds at rest so they can focus on other parts of their lives that need their financial attention.
  3. Lastly, home warranties also provide the seller or previous homeowners a measure of protection against any complaint from their buyers about defects or damages that occur after sales closes. It ensures that the seller provides warranty for any and every defect that will be transferred to the buyer of the home and protects him from being made to pay for any other that didn’t exist before he sold it.

Points to note when considering getting a home warranty plan

It is important to note however that all home warranty services are different. There are different types of plans that cover different things and these plans are defined and enforced based on the terms that both parties agree on. Any defects or damages outsides the type of plan and the terms of the agreement signed by both parties will not be covered by the home warranty company. Therefore, it is imperative that expert counsel should be sought before signing up with any company. Proper research for reviews, comparison and customer service should also be taken into consideration to ensure contentment and satisfaction with the choice of Warranty Company that is finally settled for.

Conclusion

A home warranty is truly a wise investment for any homeowner. Whether it is caused by wear and tear, factory defects, accidents, children or even natural disasters, damage to home appliances is inevitable. Instead of walking the expensive road to single handedly repair and replace, partnering with a company that provides good home warranty like first American home warranty is the perfect way to ease home maintenance burdens.

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Helpful Places to Donate Your Time To

It is imperative that everyone does their bit to help those who are most in need, be it in your local community or in the wider world. The truth is that many of us have the intention of trying to help, but never get around to it. I was most certainly guilty of this in the past and so a couple of years ago I began to make a concerted effort to dedicate more of my time to volunteering and to helping those in need. If you can’t afford to give money to a cause then you can always give up some of your time, and here are some ways in which you can do just that.

Fundraising

Local and global charities rely on the donations of people to keep doing the good work which they do. In order to get this money they rely on fundraisers to meet people on the street, knock on doors and make pone calls to inspire people to donate. This was where I started, working with the American Fundraising Foundation to drum up support and donations. There are so many charities which you can do this for so pick which cause you wish to support and get started.

Charity Stores

Another way in which charities look to make money is through their retail stores, accepting products as donations which they can then sell on to make money for their cause. Naturally they rely on volunteers to run these stores which is where you come in. No matter how much time you have to spend, be it a few hours one afternoon or an entire day once a week, these stores will be grateful for what you can do for them, and you can help them to continue to make money for their helpful causes.

Local Projects

A friend of mine runs a boxing gym which works with the youngsters in our community to teach them how to channel the aggression which they may have, and to help instill discipline, respect and values. I do not have any skills when it comes to boxing but I do have a pair of hands and I wanted to help. I now clean up, make drinks, carry equipment and just about anything else that they need. If you know of a community-based project in your area then you can speak to those who operate it and offer your support. These men and women run these projects out of the goodness of their hearts and they will bite your hand off for any support which you are able to offer them.

One on One

If you can’t commit to supporting a project or a charity then you can always support the most vulnerable in the community. I have a friend who spends an afternoon every week with an elderly lady who has nobody else who visits her. Loneliness is hard on the elderly, and with a little bit of your time you can really put a smile on their face.

The key is to make the time and spend it doing something that helps.

 

Peter Max – Why You Have to Take Your Opportunities

I have always wanted to be an artist and one of my heroes in the art world is Peter Max, someone who I have respected for many years. A couple of years ago I wasn’t sure if this was for me any more and whilst I had never set out to make millions from selling my art, I needed to get by, and I wasn’t, then life threw me a bone. I discovered that I was acquaintances with the daughter of Peter, I couldn’t believe that this girl I had known for such a long time had a dad who I have loved for so long, and I didn’t even know! I knew this was my chance and so I just sent her a Facebook message, asking if there was any chance she could put me in touch, and that is where it all began.

The Connection

Claudia actually gave me the number for one of Peter’s agents, which was fine by me, and I contacted her the next day. I told his agent who I was and perhaps over-egged how good friends I was with his daughter, to my surprise they arranged for me to go to his studio the following day for a chat with the main man himself, I couldn’t believe it.

The Meeting

At the meeting I knew that this was my shot at trying to get an endorsement from an already established and highly successful artist, I took my best work and prepared my pitch. When I got there he was so casual and very quickly it just became a chat about art and inspirations which we have drawn from. I showed him a piece which I had done which he jokingly said that I stole from a gallery, high praise indeed. Now Peter says that I didn’t look nervous during this meeting but I can assure you that I was petrified, I felt like this was my last chance. Peter and I chatted for an hour and then he bought a small piece off me and we bid a fond farewell. I was happy to have had the meeting, but it came to nothing and I was devastated.

Not So Soon

About a week had gone by when the phone rang, and it was the number of the agent who I had spoke to before. She told me that Peter had asked me to prepare 5 pieces based on a certain theme, and that he wanted to buy them from me. Naturally I got on it right away and a week later I was back in his studio with the pieces. It turned out that Peter didn’t want to buy them from me, he wanted to put them in an exhibition he was doing and knew that if I though they were for him, that I would do my very best work.

That exhibition set me up for life, I have spent the last 3 years selling my art for prices which I cud never have dreamed of and I am still friends with Peter, and still doing exhibitions with him. I am eternally grateful for what he did for me but I am also proud of myself because I saw a glint of an opportunity and I turned it into the chance of a lifetime.

 

Bogoljub Karic – Reasons to Go To Your Local Pub Quiz

Something which we have seen in recent years is a massive decline in people visiting pubs around the UK. The tradition of people going to pubs offered so man benefits but the arrival of cheap supermarket deals on alcohol plus the smoking ban seemed to both result ini less people visiting their local watering holes. The consequence of this was that many pubs ended up closing down altogether, and many more decided to focus on selling food where they could attract customers and make more money.

My buddy Bogoljub Karic and I used to love going to the pub and we like many stopped going some years ago. A local pub however began putting on a weekly pub quiz and this is what kickstarted us going back to the pub. These quizzes are a great idea and if you have a local pub which puts one on, here is why it is a great idea to go.

Test Your Knowledge

Pub quizzes are a really great way of testing your knowledge on a range of subjects, something which not enough of us have anymore since the arrival of Mr. Knowitall Google. Our pub quiz has topics ranging from current events to music, science, history, geography and popular culture, a really good mix which certainly tests you.

Opportunity to Socialize

Instead of heading out with your friends to party or to go to restaurant, a pub quiz is a much more inclusive and fun way to socialize. We have a small team of 5 and it is the only time that we see each other. Whenever we go to the quiz we can guarantee that we are going to have a laugh, especially when someone gets a question wrong! Basically a pub quiz just offers something different in terms of a night out, it is relaxed and jovial, and it gives you something to do and something to talk about.

Supporting the Pubs

I believe that it is essential that we support our local pubs, they can play a key role in the community and that is something which we have lost in recent years. The pub quiz is a great reason to go to the pub, put some money in their till and help to keep them going. We can’t lose pubs from our towns and villages, once they are gone you’ll wish that you did more to help them out.

Meeting People

I have met so many people from my town at the pub, many of whom I have links to and didn’t even realize it. Because most people go to the quiz each week, you see plenty of them and it is a great opportunity to make friends and contacts, I even found a great plumber who has done loads of work on my home! Getting out and meeting people from your locality isn’t always easy, the quiz at the pub gives you a great chance of doing just that.

If your local is putting on a quiz, get yourself down there!

 

Ways to Stay Motivated to Protect the Environment

 

You understand the need to protect the environment. You also know that you have to act now since the damage is already getting worse. The problem is that even if you take action, you see that others aren’t. Worse, there are huge companies that are even making things worse. Therefore, even if you want to take the right steps in environmental protection, you easily get discouraged. These tips will help ensure that you remain motivated.

You’re not the only one

There are other people who also take the necessary steps to protect the environment. You might feel terrible because it seems like you don’t get help from anyone, but you do. Sometimes, it takes small collective steps to end up with significant results.

Join organizations

You can find various clubs and organizations focusing on environmental protection. It’s easier for you to feel motivated when you’re with the right people. Since you work hard as a group, you can see the impact of your actions. You can also start to brainstorm ways to better protect the environment. It also feels good to be among people who share the same advocacy.

Companies are starting to change

It’s frustrating to take steps towards environmental protection if you know that there are lots of other companies out there that are causing pollution. Instead of dwelling on these troublemakers, you have to think about the changes that happened over the years. People know when companies aren’t taking the right steps to save the environment. As such, they get turned off and decide to look for other brands to patronize. As a result, these companies have no choice but to change their ways. Otherwise, they will start to lose the support of their loyal customers.

Children are becoming proactive

It’s good to know that the next generation of children is becoming more concerned about the status of the environment. They’re taking the necessary steps to raise awareness. Recently, Greta Thunberg, a 16-year old environmental activist, made headlines because of her aggressive stance on protecting the environment. As part of the future generation, her voice matters a lot. It alerts her fellow teenagers and the people governing various countries to take steps in the right direction.

It’s not yet too late

It might be discouraging to know that there are lots of horrible natural disasters taking place each day. A lot of them happened due to the irresponsibility of humans. Yes, there are people who don’t seem to care about these problems, but you can’t feel discouraged. You’re already doing the right thing, and you have to keep moving forward.

At home, you can start by teaching your kids the right way. You can segregate your waste bins to ensure that items for recycling won’t go to landfills. You might also want to hire junk removal companies since they can do the job well. Check out junk removal in Miami now if you wish to use this service.

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Outdoor wedding garden decoration ideas

Planning a wedding is always special and stressful at the same time. Choosing a venue for the ceremony is difficult but if you are someone who loves outdoor setting then a garden wedding is a great option. It gives an intimate and personal vibe to the entire wedding celebration. During summer or a spring garden wedding, the environment is truly magical. You could choose your home garden or family home garden to host the ceremony. There are various wedding venues in Gurgaon that offers garden wedding to their customers. Here listed below are few outdoor wedding garden decoration ideas that add a magical touch to your wedding celebration.

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  • Lighting

Lighting can set the tone for the wedding celebration especially in outdoor weddings. Fairy lights on the tree branches add to the romantic feel. You could use candles in the center of dining tables or use them in the background of the stage celebration. Even paper lanterns hung on strings gives a divine look to the whole celebration. Adding interesting and right lighting will help your wedding to stand out.

  • Seating arrangements

The added benefit of an outdoor wedding is that you could play with seating arrangements. Try to think our of box seating arrangements for your guest to make the wedding interesting and personalized affair. You could add ribbon tassels and chair drapes to make the seating visually more appealing. You could also add colorful cushions seats to give it a unique decorative look.

  • Flower arrangements

Flowers are something that will never go out of trend. These will add glamorous look to any outdoor wedding. Flowers are a huge trend now and you could floral arrangement décor to your outdoor wedding to make it look beautiful and divine. You could use jars, wine bottles, painted vases for flower arrangements. A wedding company FNP Gardens in Delhi NCR offers such stunning floral arrangements in their wedding venues their customers.

  • Entrance and Wedding ceremony signboard

Adding a signboard at the entryway of the venue is a great idea. This helps the guests to know the entryway as in garden wedding there is no definite entryway. Inside the venue, you could use this signboard to write down where the ceremonies are to take place and at what time. You could use the chalkboard as well as a mirror for signs too. These give an elegant and personal touch to your wedding celebration.

  • Beautiful ceremony backdrop

The beautiful ceremony backdrop will add to the wedding celebration. You could do flower wall to arch or pavilion for the ceremony backdrop. There are tons of backdrops to choose from. These beautiful backdrops will make your wedding stand out and also give it an elegant look.

Garden wedding has a more relaxed approach and adds a personalized touch to the wedding celebration. The above listed outdoor wedding decoration ideas are sure to make your wedding stand out from other weddings. There are many wedding gardens in Gurgoan which make for stunning outdoor garden wedding venues. You could opt for these venues if you would like an outdoor wedding for your big day.

 

How to prepare your conservatory for winter

If your home has a conservatory, whether because you inherited it with the property or you had this extra room built yourself, you have probably long had romantic notions of regularly dining, reading or otherwise relaxing in it right through the year, with your garden making a stunning backdrop.

In practice, though, conservatories are often boiling hot in summer and freezing cold in winter, largely due to the space’s insulation. Here’s how to improve it as the year’s coldest season nears.

Upgrade the glazing

Let’s make one thing clear straight away: your conservatory, being a largely glass structure compared to the rest of the house, is bound to leak heat more heavily. Therefore, trying to retain heat in a conservatory is often an uphill battle, though improved glazing might ease your struggle.

Your conservatory is likely currently either single- or double-glazed, so you could upgrade up to triple-glazing – a potentially viable option if your glazing is currently poor, says TheGreenAge.

Try to keep draughts at bay

Naturally, wind can more easily pick up – or, at least, be more noticeable – in winter, hence why you ought to plug any holes through which draughts could enter your conservatory. Therefore, make sure its entryway is fully draught-proof and other potential draught sources are blocked off.

As the room’s glazing will remain mainly responsible for its heat loss, also consider fitting blinds or drapes ready to be closed when heat is at a premium and, therefore, should be trapped if possible.

Cover the flooring

As heat tends to rise, your conservatory’s floor could, as you set foot on it, feel even icier than what the thermometer reading indicates. However, there are ways of at least somewhat relieving this issue, like adding a rug or even carpet, both relatively cheap solutions, says This is MONEY.co.uk.

Alternatively, you could lay thick underlay – in which case, we advocate also adding a layer of sheep wool insulation for yet further warmth.

Fit a more insulating roof

If your conservatory is largely just a giant glass box right now, consider fitting a roof that, in material and look, is closer to the roofing elsewhere on your home. We particularly recommend a Guardian Warm Roof system, which the Yorkshire roofing company Findley Roofing & Building can fit.

For that roof, you can choose tiles or slates in your choice of colour and benefit from a more consistent temperature in your conservatory.

Heat the space, but only when you’re using it

While placing a heater in your conservatory is not an entirely lost cause, you should only do it after tacking the conservatory’s insulation issues, says Saga. You should also be careful to only switch on that heater when you are actually in the room, due to how quickly the heat can escape.

If you have your mind set on a heater, opt for an infrared one. This is well-suited to conservatories, as it will heat both its floor and furniture and help keep the heat around for just a little longer.

 

 

What You Need to Know About Short-Term Business Loans in 2019

When it comes to businesses, loans are generally used to help achieve goals or even start up a business. A loan is a monetary amount that can help businesses by producing essential cash flow. Loans, in the traditional sense, are taken out by companies when they fall short on a payable amount for business necessities. This includes taking our loans for working capital, equipment purchase, or research and development purposes. Business can have different levels of cash flow necessity and therefore, needs for different kinds of loans.

What is the Difference Between Long and Short-Term Loans?

To put it simply, a long-term business loan is, as the name suggests, a loan that is made for a more extended time period. Long-term business loans usually include a large amount of information and data about your business, its plans, and past, current, and future financial plans. A lot of detail goes into accessing long-term loans as the creditor can be at risk for inserting their money into a business. However, this type of loan can be necessary for businesses planning significant changes or extensions. Long-term loans usually have long payback periods. Multi-year payback periods can last for a very long time; sometimes it can take decades to pay back these loans. While the interest rate on long-term loans is less than short-term ones, the interest ends up being higher due to them longer payback period.

A short-term business loan, on the other hand, may have a higher interest rate for payback periods, but ends up being much quicker and less costly to pay back than a long-term loan. Short-term business loans are generally much easier to secure. They are designed for quick access to short bursts of financial aid, especially geared towards small businesses. They pay off period for a short-term business loan is generally from one to five years. It can be paid off in a lump sum, or installments, depending on the contract and payable amount.

What is the Purpose of a Short-Term Business Loan?

A short-term business loan is helpful in a variety of cases. A short-term business loan can be taken out when a business needs a large amount of money for a short period. A short-term loan can come in handy in case of an emergency, or an unexpected event. For example, a short-term business loan can help in purchasing inventory for a holiday period for a bakery. They will be able to stock up on supplies and raw materials which they can then use to create the materials required to sell. Buying and stocking inventory when they know demand is about to rise benefits the small business substantially. This is mainly an important example as it shows that business expected a demand increase and prepared for it. In turn, they will be able to create a larger than usual profit and pay off the short-term business loan easily after the holiday season.

Another example of a short-term loan during the holiday season, or for special occasions is giving employee bonuses. Businesses, whether big or small, tend to give out holiday bonuses, which can be a great source of motivation and morale for employees. During this time, it is possible that a business may not have enough funds to give all the employees their deserved bonuses. In this case, a business can take a short-term business loan which they can then pay off as the company received cash flow.

How can you get a Short-Term Business Loan?

A short-term business loan is quite easy to source. The lender or creditor will require details for your business, which can range from the profit and losses statement to employee payrolls. The loaner will need to know the borrower’s loan history, including:

  • How long it took to pay back previous loans
  • Any current outstanding loans
  • Complete details of all previous loans

Will you be able to get a Short-Term Business Loan for a Start-Up?

Short-term business loans are much less riskier than long-term business loans, and start-ups have an easier time qualifying for them. Usually, the requirements for a short-term business loan for a start up will include financial statements for the period of the loan, projected cash flow statements, employee records and details of salaries, overhead and rent expenses, etc. The creditor may ask for collateral, which can range from the business owner’s possessions to the business itself.

What About Interest Rates?

Interest rates for short-term business loans can seem hefty. However, they end up being much lower than with any other kind of loan. The higher interest rates are a small price to pay for an easy alternative for a loan. Even though the interest for a short-term business loan is high, the high repayment can be avoided by paying off the short business loan as soon as possible.

Overall, the process for a short-term business loan is much quicker and easier than its alternatives. The time it takes to receive a short-term business loan is comparatively faster than any other type of loan. Even the repayment schedule is on your terms and can be paid back in as little as one month! This can drastically cut down the interest payable on your loan repayment! However, this may be difficult for some businesses as the loan repayment schedule is usually spaced closer together than with other repayments, making the frequency of repayments higher.

Before opting for any business loan, it is imperative that you thoroughly research what the best option for your business is. There are many different loan options but if you are looking for short-term business loans, be sure you find the right place to get one!

 

 

How To Choose Custom Parts for Your Honda Civic

When it comes to customizing your Honda Civic, the options are virtually endless. Here are five quick, accessible ways to improve your car’s performance and aesthetics.

Replace Your Exhaust System

The exhaust pipe is essentially how your car breathes. The better it breathes, the better performance you’ll get out of your engine — and your turbocharger, if you have one.

Your local auto parts store likely carries a wide variety of performance exhaust system kits, each designed to enhance your Civic’s airflow for more power. The most popular set-ups are catalyst-back (“cat-back” for short) and are designed to replace the connection between your muffler and your catalytic converter.

Upgrade Your Shocks and Springs

Your shocks and springs have one job: maximizing your comfort. They do this by minimizing movement when you hit a literal bump in the road.

If you’re cool with a slightly rougher ride, however, swapping out your shocks and springs for stiffer, high performance models can boost both your traction and your handling. Because they’re less bouncy, they’ll keep your tires in more constant contact with the road. If they lower your suspension too, as many models do, your newly lowered center of gravity will increase your Civic’s handling.

Give Your Civic a New Coat of Paint

A custom paint job can make you feel like you have an all-new ride. Whether you keep things subtle and sophisticated or go big with a graphic, paint is a simple way to update your car.

It can get costly, though. For an inexpensive alternative, consider powder coating your rims. They may be just one small component of your car, but your rims can make a big visual impact. Opt for a bold touch of color or keep things ultra-lowkey with a matte black or gunmetal gray. No matter how much or how little paint you choose to deploy, protect it against the elements with a clear finish such as 3M Paint Defender Spray Film.  Spray-on protectants are simple to apply and can safeguard not only a custom paint job, but also other exterior mods such as spoilers, rocker panels, and replacement hoods.

Treat Yourself to New Tires

Your tires are crucial to your Civic’s performance. One straightforward yet significant way to customize your car is to change out your existing treads for higher performance models. Look for tires that match your car’s speed rating and offer a solid mix of traction and water displacement.

Try New Windshield Wipers On for Size

If you like to take your Civic off-road, a new set of windshield wipers is a small, inexpensive upgrade that can improve your performance. Swap out your conventional blades for beam or hybrid blades that are built to better withstand the elements and whatever road conditions your next ride may throw your way.

When you customize your windshield wipers, bear in mind that the driver side wiper blade size and the passenger side aren’t the same. The Civic’s standard sizes for each can change from year to year as well.

No matter how you choose to customize your Honda Civic, remember that your ride is a reflection of you. Choose aftermarket mods that not only strengthen your car’s performance, but also showcase your unique style.

To read more on topics like this, check out the lifestyle category.

Bespoke Engagement Rings

I think bespoke engagement rings are something I could get on board with. Yes, they’re more expensive because they’re personalised, but they’re also more meaningful. Someone who loves you has gone out of his or her way to pick out even the smallest of details when designing your bespoke engagement ring –the ring that will forever symbolize and memorialize the day you two each declare you’re ‘it’ for one another. When you think about it, all actual engagement proposals are bespoke in nature because they are crafted by one partner specifically for the other partner. They’re heartfelt and sentimental; they’re momentous and beautiful; they’re the start of a lasting promise.

Diamonds are supposed to be forever, right? So, if the ring is forever, why not make it as heartfelt, sentimental, momentous, and beautiful as the proposal is, so that all that joy and love can last forever and sweep you back off your feet whenever you look down at your custom (bespoke) engagement ring?

Personalisation has been a trend and a norm since men and women starting monogramming their hankies back in the day. Now there are entire businesses and websites devoted to their claim that they can personalise anything, and they do mean anything. If someone is vain enough to want monogrammed bed sheets, pajamas, and even underwear, then why is it so outlandish to think that a person might want to either:

  1. Have a custom-designed bespoke engagement ring (especially considering that someone went to all the effort, thought, sentiment, and trouble to design and present you with a completely custom token of love and commitment), or
  2. Present a custom-designed bespoke engagement ring to the person with whom they desire to spend the rest of their life?

Ponder that while we circle back to this idea of proposals being the epitome of bespoke–personalised, customised, and just for…you. Do you know that Promposals are a thing now? An actual honest-to-goodness thing. Teenagers across the globe are setting up grand and elaborate musical numbers, public declarations, and confetti-filled-anythings just to ask someone to go to prom, and the kicker is, most of these prom-going pairs have already agreed to attend the event together, and the entire Promposal is pro forma!

Jewellers now have specialised services precisely for customers who want to design a custom bespoke engagement ring. And if you have a picture in your mind, but have little to no idea how to help someone else see that picture, then have no fear. ReveDiamonds.com has a particularly detailed and easy-to-use online design page. The service is organised in such a way that you can choose from hundreds of designs for every aspect of the ring’s design–everything from stone shape, gem, claw setting, style (cluster, art deco, victorian, etc…), band style, diamond setting, etc…and just like that, you’re designing the ring of your partner’s dreams.

So, ignore any of the so-called nay-sayers, and remember just how much devoted effort and adoration went into that ring and that moment. And never forget to love every bit of it.

To read more on topics like this, check out the lifestyle category.

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