First American Home Warranty guide to: Natural disasters, accidents and other threats to homeowners
Accidents and defects to home systems and appliances are inevitable and unavoidable. Some homes are more susceptible to sustaining damage if for instance they have children, are clumsy or lives in areas prone to natural disasters. For instance, the state of California in America is famous for its susceptibility to disastrous occurrences like wildfires, earthquakes, landslides, floods, tsunamis and storms that leave death and destruction in their wake. Other kinds of damages to homes and appliances could be from home accidents or the inevitable wear and tear of appliances from use and gage. For situations like this that cannot be prevented or even controlled, homeowners must be proactive in protecting themselves by insuring their lives and property.
What is a home warranty and why is it important?
A warranty is a guarantee provided by a manufacturer or retailer to a buyer assuring that the product or purchased good is of high quality and in good condition and will be replaced or repaired if found to be faulty within a defined period of time and under certain conditions. Home warranty specifically speaks to insuring home appliances and systems from damage or destruction caused by normal wear and tear or factory faults. It is a contract between a homeowner and a home warranty company that covers the discounted cost of repairing major home appliances and systems that sustain damage in the course of usage, accidents or unforeseen events like natural disasters. It covers problems Such as plumbing, electrical systems, and other appliances like dishwashers, vacuum cleaners, refrigerators, stoves and the likes.
It protects homeowners against expensive repairs and replacement of damaged home appliances. Maintenance bills for systems and appliances in the home can run into thousands. While it is impossible to prevent them from developing faults whether from natural causes or prolonged use, the cost of repairs can be halved by partnering with a home warranty company like First American Home Warranty that will cover half the cost and ease the financial burdens incurred by unforeseen circumstances.
Benefits of home warranty to homeowners.
- Home warranties also indemnify new homeowners, particularly first timers, who might be unfamiliar with how their new home’s system works. They may not know how it was designed and built and how it has been maintained. The warranty protects them from damages that will likely be incurred while they familiarize themselves with their new home.
- It offers homeowners, especially those who just depleted their savings buying a new house, an opportunity to engage in good financial planning that will enable them to regain balance after sinking so much into their homes. Potential damages have already been anticipated and taken care of beforehand and knowing that the cost for any repairs is covered by the warranty puts their minds at rest so they can focus on other parts of their lives that need their financial attention.
- Lastly, home warranties also provide the seller or previous homeowners a measure of protection against any complaint from their buyers about defects or damages that occur after sales closes. It ensures that the seller provides warranty for any and every defect that will be transferred to the buyer of the home and protects him from being made to pay for any other that didn’t exist before he sold it.
Points to note when considering getting a home warranty plan
It is important to note however that all home warranty services are different. There are different types of plans that cover different things and these plans are defined and enforced based on the terms that both parties agree on. Any defects or damages outsides the type of plan and the terms of the agreement signed by both parties will not be covered by the home warranty company. Therefore, it is imperative that expert counsel should be sought before signing up with any company. Proper research for reviews, comparison and customer service should also be taken into consideration to ensure contentment and satisfaction with the choice of Warranty Company that is finally settled for.
A home warranty is truly a wise investment for any homeowner. Whether it is caused by wear and tear, factory defects, accidents, children or even natural disasters, damage to home appliances is inevitable. Instead of walking the expensive road to single handedly repair and replace, partnering with a company that provides good home warranty like first American home warranty is the perfect way to ease home maintenance burdens.
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